What to Do After a Commercial Truck Accident

A commercial truck accident can be overwhelming, but taking the right steps can make a major difference in financially protecting your business and drivers. At Pacific Coast Insurance Services, we understand the challenges trucking operations face, and we’re here to help guide you through what to do after an accident.

Prioritize Immediate Safety

The safety of everyone involved should always be the top priority. If you or your drivers are in an accident, take the following steps:

• Move the vehicle to a safe location if possible and only if doing so does not create additional risk.
• Turn on hazard lights and place warning triangles or flares to alert oncoming traffic.
• Check all parties for injuries and call emergency services if medical attention is needed.
• Remain at the scene until law enforcement or other authorities arrive.

Document the Scene Thoroughly

Accurate documentation is essential for insurance claims, liability clarity and internal safety reviews. Encourage your drivers to:

• Take clear photos of all vehicles involved, the surrounding area, road conditions and any visible damage.
• Gather contact, license and insurance information from all parties involved.
• Collect the names and contact details of any witnesses who observed the accident.
• Record weather conditions, traffic patterns and any other relevant details that may aid in reporting.

Report the Accident Promptly

Reporting procedures vary by jurisdiction, but most commercial vehicle accidents must be reported when injuries or significant property damage occur. Make sure to:

• Notify your company’s safety officer, fleet manager or designated supervisor as soon as possible.
• File any required reports with the appropriate transportation or motor vehicle authority based on local regulations.
• Contact your insurance provider promptly to start the claims process and receive guidance on next steps.

How Pacific Coast Insurance Services Supports You

Our team is committed to helping trucking businesses navigate the aftermath of an accident with confidence. If you have questions about your trucking insurance or need support following an incident, contact us today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.